Why you need it

Insurance provided by
Insurance provided by FidelityLife

Policy wording
Mail me a hard copy brochure and application
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For other Insurance Products
See www.adviser.co.nz
and www.NZLife.co.nz
and www.NZMedical.co.nz

Knowing from the outset that your insurance plan will not only provide security through life but also remain affordable is valuable.

Golden Life is a level premium plan that offers certainty and simplicity. It is suitable for anyone from age 20 to 79 who wishes to leave a lump sum benefit on their death.

The Golden Life Plan is ideal for providing security for ongoing liabilities and ensuring funds are available after your death to cover funeral expenses and estate administration, or to leave a cash lump sum to assist with family commitments such as education.

Full details of the benefits are provided on this site including complete policy wording.

We suggest you follow this process:

Read the Keypoints and Full Policy wording.
Work out how much cover you need - use the Needs Calculator
Get the cost - use the Quote Calculator
Adjust to meet your budget - what you can afford
Complete the application form online or print and complete offline
Print, check, sign and mail to GoldenLife
Check policy documents and schedules on receipt from FidelityLife.
Make claims when required - see Claims
Review that your policies are adequate regularly or as your Life changes - see Review below.

No payments are required or will be deducted until the application has been received and the policy has been underwritten. Under the Consumers Guarantee act you are also entitled to a 15 Day free look.

Review

GoldenLife recommend that you review your insurance needs and policies regularly or whenever a major change in circumstances occurs. Examples may be:

Buying a home or another property
The birth of a child
Starting a new job
Buying or starting a business
Marriage or divorce
Retirement

Your review could include re-entering your information into the Needs calculator.